Auto Repair Insurance
PROTECT YOUR SHOP.
PROTECT YOUR BUSINESS.
Reliable auto repair insurance for Minnesota repair shops and service centers. From neighborhood garages to larger repair operations, we help protect your building, equipment, employees, customer vehicles, and liability exposure.
- Garage Liability
- Commercial Property
- Garagekeepers Coverage
- Workers' Compensation
- Tools & Equipment Coverage
- Business Auto Coverage
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PROTECTING YOUR AUTO WITH OUR AUTO REPAIR INSURANCE
Owning an auto repair shop is an experience that carries its challenges, and Minnesota auto repair insurance is paramount in the protection of your business and also your peace of mind. From accidental damages to lawsuits, having the right coverage can change the entire scenario. Whether you’re opening a new garage or managing an established shop, understanding how this insurance works is crucial for long-term success.
What is Auto Repair Insurance?
Auto repair insurance is a specialized type of business insurance that covers auto repair shops against any financial loss. They might occur due to accidents, repairs, or legal issues. It provides a security cushion against the risks associated with servicing, repairing, and managing customers’ vehicles.
Additionally, auto shops are always in demand in Minnesota because of its harsh winters and the roads that can be tough on cars. But with high traffic comes high liability. A client may fall on your premises, a mechanic may be injured, or a repair may go wrong. During such moments, auto repair insurance helps you to manage these risks without interrupting your business operations.
Are you a member of AASP? If you are, you may be entitled to one of our carrier’s dividend programs.
Types of Coverage
Helps to cover injuries to persons or damage to property at your store. For instance, if a customer slips on a slippery floor due to mechanical oil or grease, their medical expenses or potential lawsuit would be covered under this insurance.
Protects your building, tools, and equipment against damage. There can be several reasons for damage, including fire, theft, vandalism, or natural disasters. For instance, if a fire damages your diagnostic machines, this coverage will help you recover the loss.
Required by Minnesota law for businesses with employees, this coverage includes medical bills and lost wages for injuries sustained on the job, such as a mechanic hurt while lifting a heavy part.
It is specially crafted to provide auto repair businesses with insurance against legal claims that arise because of poor repair work or faulty parts. For example, if a vehicle leaves your garage after repair but malfunctions due to an error, then garage liability insurance helps to protect you from lawsuits and covers any costs for compensation.
Commercial Auto Insurance
Many mechanics’ shops will have a vehicle they use to run for parts, a loaner vehicle(s), and/or a tow truck. All of these vehicles need business auto insurance by law, and it helps shield your auto repair business in Minnesota.
Why Choose Auto Repair Insurance in Minnesota from Insuring Minnesota
Selecting an appropriate provider can make a great difference. Insuring Minnesota stands out by offering:
Insuring Minnesota has proper knowledge of local regulations, weather-related risks, and trends in the services that happen in Minnesota. These local factors are taken into consideration for formulating the policies, offering optimal protection.
As a company with a dedicated staff that understands the problems associated with auto repair businesses, Insuring Minnesota offers support from the moment you inquire to filing a claim.
Whether you offer towing, tire services, or own an extensive inventory, Insuring Minnesota helps to build a policy that fits.
When time is money, waiting too long on claims is not an option. Insuring Minnesota prides itself on responsive, hassle-free claim settlements, so you can get back to work quickly.
Get prompt claim settlement without breaking the bank.
We Cover Auto Repair Insurance for the Following Cities in Minnesota:
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