PROTECTION FOR MINNESOTA RESTAURANTS – WHAT IS MINNESOTA RESTAURANT INSURANCE?
Restaurants in Minnesota face many liabilities. Minnesota restaurant insurance is general liability insurance, and it’s the first policy you would buy. Many other things go along with it, though. Things like building coverage, business personal property, workers compensation insurance, commercial auto insurance, food spoilage, liquor liability insurance, and much more.
General liability helps protect bodily injury and property damage claims again. Some common limits of coverage are expressed as $300,000/$600,000, $500,000/$1,000,000 and $1,000,000/$2,000,000. The first figure is the occurrence limit or per claim limit. The second figure is the aggregate or most the insurance company will pay in one policy year.
The coverages are often put together on one insurance policy, often referred to as restaurant package insurance. This helps simplify what you are buying. It can also help your budget by providing one monthly payment.
If you need more details, iii.org.
from OUR MINNESOTA RESTAURANT INSURANCE PROGRAM INSURES ALL TYPES
Look at some of the restaurants we insure in Minnesota!
- Fast Food
- Fine Dining
- Café or Bistro
- Family Style
- Fast Casual
- Food Truck
- Concession Stands
- Restaurant Buffet
- Pop Up Restaurant
- Diner
- Steakhouse
- General Contractor
- Casual Dining
- Contemporary Casual
- Ghost Restaurant
- Deli
- Pizza Shop
- Carry-out Restaurants
- Fancy
- Sandwich Shop
- Cafeteria
- Drive-in
- Ethnic Specialty
- Luncheonettes
- Coffee Shop
- Food Bar
- And many more.
DON’T FORGET ABOUT HAVING THE RIGHT INSURANCE AGENT
Independent insurance agents in Minnesota insure about 75% of the businesses and restaurants here. Selecting the right independent insurance agent/insurance broker can really help pick coverages and insurance companies. Independent agents like us shop multiple carriers giving you a choice. We will tailor and customized your insurance program to fit your budget.
Our insurance professionals have an average of 17 years in the business. We know and breathe restaurant insurance in Minnesota. Tell us about your restaurant, what you are looking for and what’s important to you. We promise to listen and deliver the right protection at the very best price.
You want local? We are based in Lakeville, MN. Lakeville is just 20 south of the Mall of America in the Twin Cities. Specializing in small business insurance and restaurant insurance in Minnesota, that’s Insuring Minnesota.
Some other types of business insurance we offer are general liability insurance, commercial auto insurance, workers compensation insurance, contractor insurance, business owners policy, tow truck insurance, liquor liability insurance, and bonds. We also offer personal insurance, car insurance, homeowners insurance, boat insurance, motorcycle insurance, life insurance.
READY TO GET STARTED? PROTECT YOUR RESTAURANT NOW – IT’S AS SIMPLE AS 1 – 2 – 3!
Our independent insurance agency makes getting restaurant liability insurance super-fast & very easy. We work with restaurants throughout Minnesota and enjoy helping them. Don’t wait any longer.
1. Secure your restaurant insurance quote!
Tell us about your restaurant, and we love the details. The more we know, the better picture we can paint for the insurance company. We will tell the insurance company why they should give you great coverages at low rates. Representing multiple companies, let them fight for your business!
Giving you a choice in coverage and price puts you in the best position to make quality informed decisions.
Plus, we are standing ready to answer your questions. Ask away, and answers are always free!
Complete our “Quick Quote” form; it only takes a minute or two. One of our experienced insurance agents is in touch soon.
2. Buy your restaurant insurance.
Yes, I’m ready to sign up! We will send you the insurance papers to sign in an email. You can sign with your finger, on your smartphone, or the computer. Click, click, click, they come back to us automatically and immediately with no printing, faxing, or scanning required. It’s super slick, swift & effortless.
We then handle your down payment over the phone, the secure old-fashioned way. Some things are just better done the old-fashioned way. Our restaurant insurance companies have very flexible insurance payment plans and offer low down payments.
3. It’s done. No more time spent on insurance!
Now that you have made a quality informed decision, you can get back to what you do so well.
BUY PROTECTION FOR YOUR MINNESOTA RESTAURANT NOW!
Ensure you buy the right protection at the right price; that’s our goal at Insuring, Minnesota. We help restaurant owners throughout Minnesota find that perfect policy. Delivering you multiple quotes for maximum savings.
Our experienced agents are standing by to help you. Having a restaurant insurance expert on your side makes all the difference.
Don’t wait any longer; request your quote today. Let us explain and answer your questions. Give us a try; you will not be disappointed.
Creating your restaurant business took hard work and focus. Don’t jeopardize that over not having the right insurance in place.
Let us be the solution to your restaurant insurance needs. We are helpful, professional, honest, and knowledgeable; that’s how we roll. Take the next step now.
It’s time to get your Minnesota Restaurant Insurance Quote. Low-cost insurance is just a couple of clicks away!
