PROTECTING YOUR CONTRACTING BUSINESS – WHAT IS CONTRACTORS INSURANCE MN?
Contractors in Minnesota require protection against various hazards. Contractors’ insurance in Minnesota (general liability insurance) is the core coverage your contracting business would typically buy. However, in general terms, a contractor’s insurance can also provide coverage for tools and equipment, commercial auto insurance, workers’ compensation insurance, builders’ risk insurance, and even bonds. Start with a general liability insurance policy, then, as needed, add the rest.
The right insurance broker is also one of the key ingredients in helping you secure the right protection at the right price. Our local Minnesota independent insurance agency has specialized in contractors’ insurance since 2004. We are not your average insurance agency or agents; we speak contractors’ insurance.
WHAT IS CONTRACTORS’ GENERAL LIABILITY INSURANCE?
General liability insurance for Minnesota contractors typically includes coverage for bodily injury and property damage. Bodily injury and property damage are usually combined into a single number or a single limit. The policy comes with liability limits, such as $ 500,000/$1,000,000 and $1,000,000/$2,000,000. The first number is the amount the insurance company will pay for any one claim. The second number represents the aggregate limit, or the maximum amount the company will pay in one policy year. There is also a property damage deductible, typically ranging from $ 500 to $2,500. This should also be taken into account when comparing contractor insurance policies.
from WE PROTECT ALL TYPES OF CONTRACTORS
Look at some of our favorite classifications:
- Plumbers / Plumbing
- Carpenters / Carpentry
- Drywall Contractors
- Electrician – Electrical Contractor
- General Contractors
- Roofing – Residential/Commercial
- Painters – Interior/Exterior
- Remodeling Contractors
- Heating and Air Conditioning – HVAC
- Janitorial – Cleaning
- Floor Covering / Carpet Installation
- Home Builders
- Masonry & Concrete
- Landscaping & Lawn Care
DO YOU NEED A CERTIFICATE OF INSURANCE FOR YOUR MINNESOTA CONTRACTORS’ LICENSE?
Our local Minnesota insurance agency does hundreds of insurance certificates for the Minnesota Department of Labor and Industry each year. We know exactly what you need to meet the requirements and submit your application successfully. If you have any questions, please get in touch with us at 952-222-8073.
Some other types of business insurance we offer include general liability insurance, commercial auto insurance, workers’ compensation insurance, restaurant insurance, business owners’ policy, tow truck insurance, liquor liability insurance, and bonds. We also offer personal insurance, including car insurance, homeowners insurance, boat insurance, motorcycle insurance, and life insurance.
WE CAN PROTECT YOUR CONTRACTING BUSINESS – IT’S AS SIMPLE AS 1-2-3!
We make getting contractors’ insurance in MN so easy. Working with contractors statewide, we have it down to a science!
1. Get a quote!
We are passionate about giving you the best insurance deal the first time. Let us shop multiple insurance companies, saving you both time and money. We will deliver comprehensive coverage at a price that is soft on the budget. Additionally, our experienced contractor insurance agents will be happy to help answer your questions. Answers to insurance questions are always free!
Complete our “Quick Quote” form, and an experienced, licensed insurance agent will be in touch to work on your quote immediately.
3. Relax, we have you covered!
Rest assured that you have made a quality, informed decision and have the proper contractor insurance protection, at the right price. Now you can get back to what you do best.
2. Get insured, today!
Yes, sign me up! We will send you the contractor insurance papers to sign electronically on your smartphone or computer. Click, click, click, they come back to us automatically with no printing, faxing, or scanning required. It’s super easy.
Your payment is handled in the old-fashioned way, by phone. Some things are just better that way. Our insurance companies offer flexible payment plans.
PROTECT YOUR BUSINESS NOW WITH CONTRACTORS INSURANCE!
Our primary goal at Insuring Minnesota is to make sure you have the right coverage for your Minnesota contracting business, namely contractors insurance. Then, we will save you money by shopping for multiple carriers. Insurance companies are not created equal.
Years of experience handling various types of contractors insurance and situations make us experts. Having an expert on your side really makes a difference. We have seen everything at least once. Certificates of insurance are delivered within minutes in most cases. Give us a try, and you won’t be disappointed.
You worked hard to create your contracting business and need to focus on that continued success. We are the solution to your insurance needs. Helpful, honest, knowledgeable, and professional, that’s how we roll.
It’s time to get your Contractors Insurance MN Quote. Low-cost insurance is just a click away!
