Admitted vs. Non-Admitted Carriers – Why It Matters
When shopping for insurance, most people focus on price. While saving money is important, choosing the right type of insurance carrier is just as critical, especially when it comes time to file a claim. One of the biggest differences in the insurance industry is between admitted carriers and non-admitted carriers. Understanding this difference can save […]
Cannabis Landlord Insurance – Help, I’m Being Canceled!
If you own commercial property and are thinking about leasing to a cannabis business, you may run into a shocking problem: your landlord insurance policy might get canceled. Many property owners are finding out the hard way that not all insurance companies are willing to cover buildings leased to cannabis tenants. Why, you ask? Even […]
Keep Your Crop Cosmic: Cannabis Cultivation Insurance
Running a cannabis grow is more than just a business — it’s a lifestyle and your choice. You’re nurturing plants that need love, light, water, fertilizer, and protection to reach their full potential. But let’s face it, good ole Mother Nature and the real world can throw some serious curveballs your way. That’s why having […]
Protecting Your Auto Body Shop with the Right Insurance
Running an auto body shop in Minnesota takes skill, dedication, and proper protection to keep your business safe. Every day, you and your team work on customer vehicles, manage equipment, and handle everything from paint jobs to collision repairs. With so many moving parts, having the right insurance program is not just a safety net—it’s […]
Complete Guide on Insuring Your Cannabis Dispensary 101
As the Minnesota cannabis industry continues to grow, cannabis dispensary owners are finding themselves navigating a very unique set of challenges. From strict state regulations to the high-value inventory that cannabis businesses manage every day, protecting your investment with the right insurance is not just smart—it’s crucial. At Insuring Minnesota, we specialize in cannabis insurance, […]
Sleep Easy – We’ve Got Your Hotel and Motel Insurance Covered
Owning or managing a hotel or motel means delivering a consistent, excellent guest experience. All while managing complicated challenges—24/7. From kitchen fires and guest injuries to data breaches and staffing challenges, a single incident can have a ripple effect on the business, occupancy, reputation, and revenue. That’s where we come in. At Insuring Minnesota, we […]
The 10 Most Common Questions Cannabis Businesses Ask About Insurance
The cannabis industry in Minnesota and beyond is experiencing exponential growth. Whether you’re running a marijuana dispensary, growing hemp or cannabis plants, or manufacturing THC beverages and edibles, you face unique risks that most standard insurance companies don’t want anything to do with. Many cannabis entrepreneurs are quickly discovering that protecting their investment isn’t as […]
Auto Repair Insurance in Minnesota: Protecting Your Shop with the Right Insurance Coverage
Running an auto repair shop in Minnesota is both demanding and rewarding. From fixing broken engines and transmissions to providing vital auto maintenance services, your auto business keeps drivers safe and vehicles on the road. But just like the cars you service, your shop needs protection, too. This is where auto repair insurance comes into […]
10 important things to consider before buying Minnesota Contractors Insurance
10 important things to consider before buying Minnesota Contractors General Liability Insurance for Independent Contractors and Small Businesses. Understand what you are buying – General liability insurance pays for bodily injury and property damage. It is usually the first or core policy most independent contractors’ businesses purchase. Obtain quotes from several companies – Make […]
How to buy Minnesota contractors insurance 101
Shopping for a contractor’s insurance in Minnesota If you are shopping for a contractor’s insurance in Minnesota, we recommend that you know what you are buying first. Contractors’ insurance is general liability insurance, coverage protecting against bodily injury and property damage. Standard limits would be $1,000,000 / $2,000,000. The $1,000,000 is per occurrence or claim. […]