Flood Insurance Cost
Flood Insurance Did you know flood insurance has a 30-day waiting period? Protecting your home with flood insurance may be very important depending on where you live. Floods are our nation’s most common natural disaster. Flood insurance is usually excluded from your homeowners, townhome, condo, and renter’s insurance policies. The big thaw is coming. […]
Progressive Homeowners Insurance – Watch Out!
Things to watch out for and be aware of when purchasing a homeowner policy from Progressive / ASI – American Strategic Insurance Water sewer backup coverage is optional. Choosing a percentage deductible like 1% or 2% is generally in the insurance company’s best interests, not yours. The discount typically doesn’t pay for itself over time. […]
Ice Dam Information – Your Minnesota Homes Enemy!
Icicles are pretty, but they can cause all types of damage to your home. Commonly referred to as ice dams, they can tear off gutters, loosen your shingles, and cause water damage in your home. With all the snow this time of year, the conditions are right for ice dams. The snow melts as it […]
Wind Claims and Minnesota Homeowners Insurance
Wind…. Oh, the past two days have been windy! Trash is blowing around, cans are knocked over, oh my. Just a reminder to everyone to check their roofs for missing shingles. Now, a few shingles may not be an insurance claim, but if water gets in, that’s another story. We have had numerous calls today […]